645 Ventures led the round, with significant strategic investments from Citi and Wells Fargo, alongside Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder's 75 & Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner Capital. This funding round brings Setpoint's total capital raised to $76 million, demonstrating its role as the preferred technology partner for the world's largest financial institutions and users of capital.

Setpoint is a leading fintech that aims to streamline the hidden, cumbersome processes behind trillions in daily financial transactions. Backed by leading investors, Setpoint is pioneering the transformation of capital markets workflows from outdated manual systems to efficient, automated solutions, significantly reducing costs and enhancing speed for both borrowers and lenders. Founded in 2021, Setpoint's capital and technology platform (Asset OS and Capital OS) enables auto, consumer, SMB, real estate and other asset-backed borrowers to grow profitably. Setpoint's platform helps originators and lenders save time, reduce risk, and optimize for capital efficiency.