SAN FRANCISCO, CA, Ratio, an AI Fintech platform for B2B scale-ups, today announced it has closed a $15.8 million venture financing round and secured $100 million in lending capacity.
This capital infusion follows Ratio achieving GAAP profitability in August 2025 and reflects continued capital-efficient growth.
Ratio helps B2B technology scale-ups turn signed deals into cash upfront. Ratio connects proposals, flexible payment terms, and collections in a single workflow by reducing handoffs, improving cash timing, and helping sellers stop choosing between discounting and messy cash flow.
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