Nikkl is a minority business enterprise company that provides equity financing to the employees of unicorns, private tech companies valued at more than $1 billion. Nikkl helps unicorn employees exercise their vested stock options, and in exchange, Nikkl participates in the equity returns generated by the shares. In this way, Nikkl provides investors access to the equity-based returns of nearly any unicorn while also providing investors with downside protection through collateralization. Nikkl's approach is unique because Nikkl offers the only solution that effectively addresses each of the employee's needs, such as tax optimization and liquidity.